Why do insurers prefer ULIPs?

Insurers love ULIPs for several reasons. Most important of all, insurers can sell these policies with less capital of their own than what would be required if they sold traditional policies.   In traditional ‘with profits’ policies, the insurance company...

ULIP vs Fixed Deposit

This articles focuses on ULIP vs Fixed Deposit. When it comes time to make investments, individuals are often confused among the different choices that are available. The most common confusion arises between the following methods: ULIP and FD. Which one...

ULIP vs Regular Insurance Policy

ULIP’s and Traditional policies both work alike. A part of the premium is set aside for life cover and the rest is invested in a fund after deducting charges. The main advantage of a ULIP is that the investor knows...

Charges Under ULIP (Unit Linked Plans)

Contribution Related Charges : These are the charges that are represented as a percentage of the regular or single contribution paid. In case of a regular contribution plan, it is usually high in the first year to pay for the...
ulip in india

Unit Linked Plans (ULIP) in India

Unit Linked Plans (ULIP) in India are very popular. ULIP is on top in the buzz list in India because it offers more advantages than regular life insurance plans. There are several financial benefits, such as higher returns on investment,...